Mortgage insurance is a process by which the state takes on part of the risk of loss when a mortgage is originated

<div>Fire and Ice by Robert Frost:</div><div>Some say the world will end in fire,</div><div>Some say in ice.</div><div>From what I’ve tasted of desire</div><div>I hold with those who favor fire.</div><div>But if it had to perish twice,</div><div>I think I know enough of hate</div><div>To say that for destruction ice</div><div>Is also great</div><div>And would suffice.</div>